Tuesday, December 27, 2011

Financial Fitness 101

For those of us who went to college to get more knowledge and ended up with more debt.

Rule #1

Get A Job

"Whatever you do, work heartily, as for the Lord and not for men, knowing that from the Lord you will receive the inheritance as your reward."
Colossians 3:23-24 
     Really, any job. . .within reason of course. Your first job doesn't have to be glamorous or extremely business like, it just needs to be an honest means for you to earn income. You see in order to manage your money, you must have money to manage (I'm so glad that college Logic class is FINALLY paying off. . .). If you are not yet old enough to have a work permit, guess what? You are still capable or working and earning money!!! If you do not currently receive an allowance ask your parents if you can do extra chores around the house for payment, have a garage sale (get money for the junk that is occupying space in your garage, you KNOW you have it!), mow lawns, pet sit, babysit, create things to sell...there are plenty of creative ways to earn money. If you do have a work permit, check out:
For the more seasoned worker these websites
can prove to be very helpful. Also, it never hurts to visit the websites and locations of your favorite local stores to see who is currently hiring.

Note: A store may be "Accepting Applications", but this does not necessarily mean that they are hiring. When hunting for a job, it is most effective to treat the hunt itself like a job. If you spend 40 hours a week hunting for a job, you will increase your chances of actually finding one. Also keep in mind that if finding and keeping a job was supposed to be easy, it would not require work! The most important aspect of work is to keep a Gospel perspective. It is made clear in Genesis 2:15 that God has intended for people to work from the beginning of creation. This verse states, "The Lord God took the man and put him in the garden of Eden to work it and keep it," (ESV). Many people falsely believe that work is a result of sin, but it is not. (Although the difficulties and trials faced in work definitely can be.) Work is a privilege and a blessing. It provides many opportunities including the ability to tithe, earn an income and glorify God. Finding a job definitely doesn't come without obstacles and difficulty, but be encouraged knowing that there are opportunities available if you are willing to look for them. Happy job hunting!